GERCGlobal Economic Research Consulting (909) 454-7076 Get a Quote

Financing support

SBA Loan Support & Lender-Ready Documentation

Most loan applications aren't declined on the numbers. They're declined because the file didn't answer the questions underwriting had to ask.

Lender-ready docs
$1,200
Projections
$1,500
Business plan
$3,500
Loan support
$1,800

Underwriters are reading for risk, not for ambition. A plan full of optimism and light on evidence reads as a decline waiting to happen. A plan with conservative assumptions, a clear use of funds, and financials that reconcile to the tax returns reads as approvable.

What a lender-ready file contains

  • Historical financials that tie to filed tax returns without explanation
  • Projections with assumptions written down and defensible line by line
  • A clear statement of how much, for what, and how it gets repaid
  • Contracts, pipeline or letters of intent where revenue depends on them
  • Personal financial statements and ownership documentation, complete

Where contractors are different

If your revenue comes from government contracts, the lender wants to understand award terms, payment timelines and your backlog. That is a story we can tell properly, because we work on the contracts side too — the same file that supports a loan supports a bonding application.

GERC fee

From $1,200

loan support $1,800 · business plan $3,500

  • Your financials organised the way underwriting expects to receive them
  • Three-year projections with assumptions stated and defensible
  • A business plan written for the person who decides, not for a template
  • Funding package assembled into one submission
  • SBA or conventional application support, including the lender's follow-up questions
  • Gaps identified before submission rather than after a decline

Priced per deliverable. A full funding package is $3,200; a complete plan, projections and application support is quoted together.

Build your quote Call (909) 454-7076

50% to start, balance on delivery.

Questions

What people ask about loan support.

Do you guarantee loan approval?

No. The lender decides. We make sure the file answers what they ask rather than leaving gaps they have to assume about.

Do you work with SBA 7(a) and 504?

We support the application and documentation for both, working alongside your lender.

Can you just do projections?

Yes. Projections alone are $1,500, and often that's the only piece missing.

What if my bookkeeping is a mess?

Then that's the first job. We'll tell you honestly whether it needs a bookkeeper before it needs a plan.

Do you help with bonding too?

The same documentation supports a surety submission, and we prepare it with that in mind.

Talk to us

Dr. Shirley Ayangbah

Founder & Lead Strategist

Tell us where you are and what you're going after. If GERC isn't the right fit, we'll say so on the first call.

Phone
(909) 454-7076
Email
info@gercconsulting.com
Web
gercconsulting.com
Office
255 N. D Street, Ste. #200-XXVII
San Bernardino, CA 92401